If the online merchant of your choice offers RatePAY Instalments and RatePAY Invoicing in his online shop you can benefit from many advantages RatePAY offers to you:

• No registration required: in order to pay by RatePAY payment methods you don’t need to go through any pre-registration process, become a member or have a RatePAY account. Simply use the RatePAY service.
• Without any Postident procedure: you can pay your goods in an online shop by choosing one of the RatePAY payment methods offered, immediately and online, RatePAY Instalments included. There is no complicated PostIdent procedure required. You will get the confirmation from us in real time, there is no media discontinuity.
• Receive the goods first, pay afterwards: when paying by RatePAY payment methods you only need to pay after you have received your goods ordered.
• Data security guaranteed: you don’t need to enter any sensitive credit card or account data when paying by RatePAY payment methods.
• Easy handling: paying by RatePAY payment methods is very easy. Simply choose RatePAY Instalments or RatePAY Invoicing during the checkout process and off you go.
• Total flexibility: when choosing RatePAY Instalments you can determine the payable amount of instalments and the duration. You have the full overview of your instalment payments and conditions with the instalment calculator provided by us.

• Directly come to RatePAY: pay the way you like. By open invoice or in instalments. Easy and straightforward – without any risk.