• Without any Postident procedure: RatePAY Instalments is available to your consumers without any complicated Postident procedure. The risk-check is done online and in real-time during the check-out process. This guarantees that there is no media discontinuity for your consumers.
• 100% protection against default payments: RatePAY bears the full risk of default payments for you. You will therefore also get your money even if the consumer doesn’t pay in the end.
• Pre-financing: you will get the full amount due in a one sum even if the consumer pays in monthly instalments i.e. there are no split payments for you. Payout takes place close to the transaction date.
• Flexibility for your customers: when offering RatePAY Instalments an instalment calculator is provided for additional assistance. The customer is flexible in deciding about the monthly payment amount and about the duration.

RatePAY offers a secure and tailor-made product to you and your customers. Increase your conversion rate, increase your shopping basket value and also increase your revenue and profits. Read more about the advantages of offering our payment methods here.