Your brand. Your checkout. Our BNPL power.
Checkout Simulator: Customize your own experience
Curious to see how Ratepay's BNPL solutions would look in your shop? Customize your checkout and instantly preview a branded experience. This is a simplified demo; to experience the full Ratepay checkout, please contact our sales team.
Customize your checkout in 3 quick steps
Fill out the fields below to generate a branded preview.
Customize view
1. Pick your brand color
2. Add your shop name
3. Upload your Logo
Keep your brand in the spotlight
Customers trust brands they recognize. With Ratepay, your checkout stays yours. Our customizable payment solutions build trust, boost average order value, and drive new customer acquisition.
Checkout that stays on brand
Opt for a checkout that highlights your brand. No redirects, no provider logos, no distractions.
Seamless checkout in your design
No redirects, no apps, no third-party sign-ups
Merchants see 54% more conversion using white label
Billing designed to build trust
Provide a secure, brand-aligned invoicing experience that reduces friction, strengthens relationships, and drives long-term loyalty.
Friendly invoice payment request in your name
Intuitive invoices designed to match your brand
100% payout guarantee for your business
Post-purchase payments designed to feel effortless
Offer a seamless post-purchase experience with our intuitive, merchant-branded buyer portal that keeps customers engaged and satisfied.
Branded, intuitive payment dashboard
Real-time payment status
QR code payments and smart invoice management
Communication that builds loyalty
Keep customers connected to your brand at every step and rely on a customer service that processes 90% of all inquiries within 24 hours.
Branded confirmations and emails
Responsive customer service in your tone
Friendly reminders and on-brand dunning
Our solutions
Loved your preview? Explore our customizable payment solutions
Invoice & Direct Debit
Pay in 30 days
Used in up to 60% of checkouts
Smooth checkout with minimal steps
Invoice+ & Direct Debit+
Switch to 0% installments post-purchase
No credit risk or regulatory burden
Increased conversion rate
Hosted Payment Page
Invoice & Direct Debit hosted by Ratepay
Customizable to match your brand's look & feel
No operational overhead or heavy integrations
Pay in 3
Split payments into 3 interest-free installments
Boost basket size by up to 16%
Seamless and secure experience
A true partnership
Our experts work with you to boost performance, streamline dispute handling, and customize payout and dunning to fit your business.
Proven results
Our frictionless payment solutions remove barriers and unlock buying power. Merchants using Ratepay achieve up to 16% higher AOV.
Made in Germany
Sell more and worry less: Enjoy secure, compliant transactions backed by German tech excellence.
Zero risk & full compliance
100% payment protection and OTP security safeguard your margins. GDPR-compliant and BaFin-regulated processes protect your business.
Seamless integration
Integrate via partners or directly. Our flexible API and dedicated account managers ensure a smooth setup from day one.
100% payout guarantee
Receive every payment quickly and securely. Plus, our real-time risk engine reduces fraud and boosts acceptance rates.
Backed by Nexi Group
We’re an independent brand within Europe’s leading PayTech provider. And trusted by partners like Adyen, PayPal, Consors Finanz, and Unicredit.
Customer data stays yours
Your customer data remains yours. We never use it for our own marketing purposes, preserving full brand control and loyalty.