Hosted Payment Page

Launch BNPL at scale with a conversion-optimized checkout

The Hosted Payment Page is a branded, secure, and compliant checkout experience hosted by Ratepay. No complex setup. No operational overhead. Just fast rollout and seamless scalability.

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Screenshot of our invoice and direct debit payment solutions

Made in Germany

Trusted by leading e-commerce brands

BaFin regulated

15+ years of experience in DACH payments

100% payout guarantee

No upselling, cross-selling, or trading of customer data

Backed by Nexi Group

Partners include Adyen, PayPal, Consors Finanz & Unicredit

How Ratepay’s Hosted Payment Page works

Easy checkout experience
Your customers shop and select a Ratepay payment method, such as Invoice or Direct Debit, at checkout. No extra steps or friction. Just a smooth path to purchase.
Branded redirection
They are redirected to a secure, white labeled payment page hosted by us. It’s fully customized to match your brand, while we handle the tech behind the scenes.
Secure & compliant processing
The customers complete their purchase with a few clicks. We take care of data validation, risk checks, and compliance, so you stay protected without lifting a finger.
Instant confirmation & fulfilment
Once the payment is successful, your customers will be redirected to your store with a real-time confirmation. You receive all transaction details instantly, ready to fulfill the order.

Merchant advantages at a glance

Quick & easy integration
Launch our Buy Now, Pay Later solutions in days, not weeks. No need for complex setups or heavy development. Simply redirect and start converting.
Risk-free transactions
Precise risk scoring, advanced fraud prevention, and a 100% payout guarantee. Our Hosted Payment Page processes every transaction securely and seamlessly on your behalf.
Your brand front and center
Ratepay’s Hosted Payment Page is fully white label. It delivers a seamless customer journey that mirrors your brand – logo, colors, and tone included.
The highest standards in engineering & compliance
Rely on secure, compliant transactions backed by German tech excellence. The Hosted Payment Page is developed and hosted in Germany. It meets the highest EU standards, like EAA, PSD2, and GDPR.
Flexible scalability
Our Hosted Payment Page grows with your business. Whether you’re handling everyday transactions or managing peak-season demand, the system scales effortlessly to meet demand.

Unify your checkout. Reduce overhead. Scale seamlessly.

A hosted checkout that does more

Get more out of your checkout. Handle high transaction volumes, multi-market complexity, and automated operations with minimal IT effort.

Accelerate time-to-launch
The Hosted Payment Page is ready to launch, enabling fast rollout even if you have limited development and IT resources.
Streamline checkout and operations
Deliver a seamless checkout experience while reducing operational overhead. We centralize compliance, reconciliation, and fraud management, so your team can focus on growth.
Grow with a strategic partner
Our account managers act as an extension of your team, offering strategic guidance and support, from everyday questions to long-term growth opportunities.
Maximize approvals with smart risk management
Boost conversion and outsource risk. Our precise risk engine and a 100% payout guarantee ensure high approval rates, minimal costs, and secure transactions.
Scale BNPL across markets
Handle high-volume transactions and multi-market operations with ease. Our Hosted Payment Page is built for enterprise scalability. No additional integration effort required.

Hear from our customers

“The straightforward, hands-on approach continues to impress us to this day.”

André Jaschinsky, Manager of Treasury, FLYERALARM

Built to drive your growth

Leading e-commerce brands rely on Ratepay's Hosted Payment Page to accelerate growth and streamline payments.

54%
More conversions
50%
Less cart abandonment
38%
Higher merchant growth

Keep your brand front and center

Choose a checkout experience that keeps your brand in control. Our customizable payment solutions build trust, boost AOV, and drive new customer acquisition. All while keeping your brand in the spotlight.

Screenshot of our payment methods in the checkout

Discover the impact of the Hosted Payment Page in your industry

Boost fashion sales and stay in control

Let shoppers try before they buy and watch basket sizes grow.

Make big purchases feel easy

Learn how BNPL lowers entry barriers and enables secure payments.

Turn high baskets into conversions

Discover how we enable seamless, secure payments for big-ticket electronics.

Turn browsers into bookers

Let customers pay later, make travel dreams happen, and boost conversion.

Convert everyday purchases into loyalty

Explore how our BNPL solutions help you convert more and retain better.

We grow your business. They grow theirs.

Keep the value you create and benefit from total customer data ownership.

Checkout

Customer experience

Customer data

Marketing

Brand equity

Financial impact

Shopper interacts only with your brand

Brand-building payment flow

Data used only for payment processing

No third-party marketing without consent

Brand equity & loyalty grow

✅ More repeat purchases & higher CLV

Branded provider

Shopper focuses on provider first

Brand-competing payment flow

Data used for provider's marketing & promotions

Shopper exposed to other products & brands

Brand image diluted & loyalty lost

❌ Loss in repeat sales & brand equity

Full security. Maximum peace of mind.

Ratepay protects your business from fraud and defaults, so you can focus on what matters most: your customers.

Smart risk steering with a 100% payout guarantee
Redundant infrastructure & secure hosting
Frictionless OTP verification for high-value purchases

Partnerships

Start with our partners

Integrate Ratepay in no time, with support from our trusted partners and resellers. Our broad network ensures fast onboarding, smooth setup, and expert guidance every step of the way.