Insights
Ratepay’s 2025 highlights: Our year in review
2025 was a year of growth for Ratepay. Here are our highlights from the past 12 months.
–All articles & resources
Insights
How important are reviews in e-commerce?
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Payment solutions
Buy Now, Pay Later apps and their features
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Press release
Ratepay and UniCredit Bank announce securitization of Ratepay’s Buy Now Pay Later portfolio
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Product release
Introducing the Buyer Portal: The new standard for your checkout experience
–Insights
Ratepay’s 2025 highlights: Our year in review
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Press release
Ratepay and Consors Finanz launch joint Buy Now, Pay Later solution with flexible post-purchase financing
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Payment solutions
The best 7 Buy Now, Pay Later providers in Germany
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Payment solutions
5 reasons to offer SEPA Direct Debit in your checkout
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Press release
Avarda and Ratepay launch strategic partnership
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Insights
Social commerce for online merchants
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Payment solutions
Payment by invoice for online shops: why white label is the best choice
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Payment solutions
SEPA: Bank transfer, direct debit, and card payment
–Our solutions
Payment solutions built for e-commerce
Fast, flexible BNPL solutions with seamless API, real-time performance analytics, and full brand control, built for secure and convenient payments.
Invoice & Direct Debit
Pay in 30 days
Used in up to 60% of checkouts
Smooth checkout with minimal steps
Invoice+ & Direct Debit+
Switch to 0% installments post-purchase
No credit risk or regulatory burden
Increased conversion rate
Hosted Payment Page
Invoice & Direct Debit hosted by Ratepay
Customizable to match your brand's look & feel
No operational overhead or heavy integrations
Pay in 3
Split payments into 3 interest-free installments
Boost basket size by up to 16%
Seamless and secure experience
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