Insights
What merchants need to know about PSD3, CCD2 and other key EU payment regulations in 2026
These new EU regulations will change payment transactions going forward and affect your entire checkout performance.
–All articles & resources
Insights
What merchants need to know about PSD3, CCD2 and other key EU payment regulations in 2026
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Insights
The digital payment trends 2026
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Product release
Pay in 3: Turn hesitation into sales
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Product release
E-wallets vs. Buyer Portal: The hidden risks for customer loyalty
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Insights
Ratepay’s 2025 highlights: Our year in review
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Payment solutions
Buy Now, Pay Later apps and their features
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Payment solutions
The best 7 Buy Now, Pay Later providers in Germany
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Payment solutions
5 reasons to offer SEPA Direct Debit in your checkout
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Insights
Social commerce for online merchants
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Payment solutions
Payment by invoice for online shops: why white label is the best choice
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Product release
Introducing the Buyer Portal: The new standard for your checkout experience
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Press release
Avarda and Ratepay launch strategic partnership
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Press release
Ratepay and Consors Finanz launch joint Buy Now, Pay Later solution with flexible post-purchase financing
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Press release
Ratepay and UniCredit Bank announce securitization of Ratepay’s Buy Now Pay Later portfolio
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Insights
How important are reviews in e-commerce?
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Payment solutions
SEPA: Bank transfer, direct debit, and card payment
–Our solutions
Payment solutions built for e-commerce
Fast, flexible BNPL solutions with seamless API, real-time performance analytics, and full brand control, built for secure and convenient payments.
Invoice & Direct Debit
Pay in 30 days
Used in up to 60% of checkouts
Smooth checkout with minimal steps
Invoice+ & Direct Debit+
Switch to 0% installments post-purchase
No credit risk or regulatory burden
Increased conversion rate
Hosted Payment Page
Invoice & Direct Debit hosted by Ratepay
Customizable to match your brand's look & feel
No operational overhead or heavy integrations
Pay in 3
Split payments into 3 interest-free installments
Boost basket size by up to 16%
Seamless and secure experience
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