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Our solutions
Buy Now, Pay Later solutions that strengthen your business
Invoice & Direct Debit
Pay in 30 days
Used in up to 60% of checkouts
Smooth checkout with minimal steps
Invoice+ & Direct Debit+
Switch to 0% installments post-purchase
No credit risk or regulatory burden
Increased conversion rate
Hosted Payment Page
Invoice & Direct Debit hosted by Ratepay
Customizable to match your brand's look & feel
No operational overhead or heavy integrations
Pay in 3
Split payments into 3 interest-free installments
Boost basket size by up to 16%
Seamless and secure experience
Checkout Simulator
Your brand. Your checkout. Our BNPL power.
Customers trust the brands they know. And with Ratepay, your checkout stays fully yours. Our customizable BNPL solutions build trust, boost conversion, and drive new customer acquisition without distractions.
Checkout that stays on brand
Opt for a checkout that highlights your brand. No redirects, no provider logos, no distractions.
Seamless checkout in your design
No redirects, no apps & no third-party sign-ups
54% higher conversions & CLV growth
Billing designed to build trust
Provide a secure, brand-aligned invoicing experience that reduces friction, strengthens relationships, and drives long-term loyalty.
Friendly payment request in your name
Intuitive invoices designed to match your brand
Reliable payouts for your business
Post-purchase payments designed to feel effortless
Offer a seamless post-purchase experience with our intuitive buyer portal that keeps customers engaged and satisfied.
Branded, intuitive payment dashboard
Real-time payment status
QR code payments & smart invoice management
Communication that builds loyalty
Keep customers connected to your brand at every step and rely on a customer service that processes 90% of all inquiries within 24 hours.
Branded confirmations and emails
Responsive customer service in your tone
Friendly reminders and on-brand dunning
Looking for further information?
Payment Glossary
Explore our glossary to clarify any questions you have.
Browse our glossary
Developer Ressources
Discover how easily you can integrate Ratepay into your existing infrastructure.
Read our developer resources