About site provider:

RatePAY is a registered trademark of RatePAY GmbH.

Responsible for the contents of this website:
RatePAY GmbH
Franklinstraße 28-29
10587 Berlin

Telefon: +49 30 339 88 56-0
Telefax: +49 30 339 88 56-10


Contact person:
Miriam Wohlfarth

Executive board:
Miriam Wohlfarth
Jesper Wahrendorf

Commercial register:
Amtsgericht Charlottenburg (Berlin), HRB 124156B

Competent supervisory authority:
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin),
Graurheindorfer Straße 108, 53117 Bonn

VAT-ID number:

External company data protection officer
Philipp Kaufold
ISiCO Datenschutz GmbH
Am Hamburger Bahnhof 4
10557 Berlin

Content of the website

RatePAY GmbH does not assume any liability for the topicality, correctness, completeness or quality of the information provided on this website. Liability claims against RatePAY GmbH relating to damages of material or non-material nature caused through the use or non-use of the information presented here and/or through the use of flawed and incomplete information are principally excluded provided no deliberate intent or gross negligence of fault can be proved on the part of RatePAY GmbH. All offers are non-binding and non-obligatory. RatePAY GmbH expressly reserves the right to make modifications, amendments, or cancellations of the offer, in whole or in part, or to the temporarily or permanently discontinue this publication without any prior notice. If the website permits the entry of personal or business data (email addresses, names, postal addresses), then such data is submitted by the user on an explicitly voluntary basis.

For direct and indirect references to external websites (hyperlinks) which lie beyond the sphere of responsibility of RatePAY GmbH, an obligation to assume liability would take effect exclusively in the case of RatePAY GmbH having knowledge of the content, and it having been technically feasible and reasonable for to have prevented its use in the case of it having unlawful content. RatePAY GmbH herewith explicitly declares that at the time of linking, no unlawful content could be detected on the pages or sites linked to. RatePAY GmbH shall have no influence whatsoever on the current and future creative design, contents or copyright of the pages or sites linked to. RatePAY GmbH therefore expressly distances itself herewith from all contents on all linked pages or websites on this website which were modified after being linked to. This shall apply to all links and referrals on RatePAY GmbH’s own website and for entries made by third parties in guest books, forums and mailing lists set up by RatePAY GmbH. Liability for any illegal, incorrect or incomplete content and, in particular, for any damages arising from the use or non-use of such information provided lies solely with the provider of the respective linked or hyperlinked page or site, not with the party which only refers to a particular page or site through a link.


This disclaimer is to be viewed as part of the website from which this page was referred. If any parts or individual phrases of this text should not, no longer or not completely conform to the relevant legal situation, the remaining parts of the document shall remain unaffected in their content and their validity.

All trademarks and brand names referred to on this website are subject to the regulations of the applicable respective copyright and trademark laws without limitation to the provisions of the respective copyright and trademark law and the possessive rights of the respective registered proprietors. The simple use of a brand name does not mean that a third party does not protect the rights to that brand name. The copyright for objects created and published by RatePAY GmbH itself remains solely with RatePAY GmbH as the author of the pages. Any duplication or utilisation of such graphs, audio and video files/sequences or texts in other electronic or printed publications is prohibited unless explicit consent has been granted by RatePAY GmbH.


This website uses Google Analytics, a web analysis service provided by Google Inc. (“Google”). Google Analytics uses so-called “cookies”, small text packets that are stored on your computer and used to analyse your use of a website. The information generated by the cookie about your use of a website (including your IP address) is transferred to Google in the United States and stored there. Google uses this information to evaluate your use of a website, compile reports about the website’s activities for that website’s operator, and provide additional services related to Internet and website use. Google will also disclose this information to third parties if need be, e.g. if it is legally required to do so or if third parties have been contracted by Google to process this data. Google will by no means link your IP address to any other data from Google Inc. You can prevent the installation of cookies by configuring the appropriate settings in your browser software. Please note, however, that you might not be able to use all of the functions of this website to their full extent if you do so. By using this website, you agree that the data collected about you will be processed by Google in the manner and for the purpose described above. Users may opt out of the future data collection and storage at any time. In view of the discussion about the use of analytic tools with complete IP addresses, we would like to point out that this website uses Google Analytics with the _anonymizeIp() extension and only abridged versions of IP addresses are therefore processed, which in turn excludes any direct connection with real persons. Further information on Google’s terms may be found here.


RatePAY uses temporary session cookies, which are stored for the duration of your visit. The cookie contains the session ID and expires once you close the browser. This cookie is typically not stored on the hard disk; it resides in the main memory. The use of cookies can be turned on or off via your browser.

RatePAY uses icons and other elements licensed under Creative Common License on some of its pages.
Icons on made by Freepik from is licensed under CC BY 3.0.