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CCD2: An Overview Of The Most Important Changes
Find out how CCD2 will affect your checkout process, the customer journey, and your compliance obligations—and what steps you should take by November 2026 to successfully implement the new requirements.
In a nutshell
Get quick answers to the most important questions about CCD2 and its implications.
When does CCD2 come into effect?
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CCD2 must be implemented by November 2026. Merchants affected by the regulation should review and adapt their processes and customer journey well in advance.
Does CCD2 apply to my business?
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CCD2 applies to certain credit and Buy Now, Pay Later (BNPL) offerings. Whether your business is affected depends on your business model and the payment or financing solutions you offer.
Which areas will be impacted by the changes?
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The new requirements may affect your checkout, the provision of consumer information, creditworthiness assessments, and customer communications.
What actions should I take now?
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Review your checkout, customer information flows, and compliance processes together with your payment and financing partners to determine what changes may be required.
Where can I find more information about CCD2?
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Our comprehensive CCD2 guide provides detailed information on the new requirements, their impact, and practical recommendations for merchants.
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