Consumer Electronics

Turn big-ticket electronics into instant sales

Let customers pay later and upgrade faster with white label BNPL that drives high-value sales.

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Made in Germany

Trusted by leading e-commerce brands

BaFin regulated

15+ years of experience in DACH payments

Reliable payouts

No upselling, cross-selling, or trading of customer data

Backed by Nexi Group

Partners include Adyen, PayPal, Consors Finanz & Unicredit

Designed to meet the needs of consumer electronics

Make high-value purchases feel easy with flexible white label BNPL

Big purchases can mean big hesitation. BNPL helps CE brands ease the path to checkout, boosting trust, conversion, and customer satisfaction.

Drive big-ticket sales without risk
In consumer electronics, every sale is high stakes. With Ratepay, you get payment protection and instant payouts to safeguard your margins. Our OTP feature adds an extra security layer, keeping your cash flow safe.
Seamless payments, full control
Our white label BNPL solutions integrate seamlessly into your checkout. While we handle the complexity behind the scenes, you retain full control of the customer journey, boosting loyalty and conversions.
Built for the electronics industry
We go beyond payments. Our team understands the unique challenges of CE, delivering tailored reviews, smart dispute handling, and flexible payout models. Together, we’ll scale your business with precision and confidence.

Leading electronics brands grow with Ratepay

16%
Higher AOV
54%
More conversions
50%
Fewer abandonments

Boost conversions

BNPL that’s built for high-value electronics

Big-ticket electronics need smart payment solutions. BNPL drives completions, protects margins, and scales with seasonal demand.

Lower payment barriers

Sell more with lower risk

Make premium feel affordable

Maximize seasonal peaks

Put your brand front and center

White label builds trust

In CE, trust is everything. White label BNPL delivers seamless payments, minimal data entry, and full brand control.

Minimal data, maximum trust

No third-party distractions

A direct path to checkout

Stay relevant

Reach new customers

Flexible payments win modern shoppers. BNPL drives engagement, reduces drop-offs, and opens new revenue streams.

Engage digital-first audiences

Stand out with smarter payments

Unlock new buying power

Screenshot of a checkout with Ratepay's white label payment solutions such as Invoice and Direct Debit.

Checkout Simulator

White label payments empower your brand

Our solutions are fully customizable – seamlessly integrated into your checkout to keep customers inside your brand experience, not ours.

Brand integrity instead of brand dilution
Branded checkout, confirmations, and buyer portal in your design
Friendly communication and customer service in your tone

Customize your checkout for free

Our solutions

Enable big-ticket checkouts with the right payment methods

Invoice & Direct Debit

Pay in 30 days
Used in up to 60% of checkouts
Smooth checkout with minimal steps

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Invoice+ & Direct Debit+

Switch to 0% installments post-purchase
No credit risk or regulatory burden
Increased conversion rate

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Pay in 3

Split payments into 3 interest-free installments
Boost basket size by up to 16%
Seamless and secure experience

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Hosted Payment Page

Invoice & Direct Debit hosted by Ratepay
Customizable to match your brand's look & feel
No operational overhead or heavy integrations

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Partnerships

Start with our partners

Integrate Ratepay in no time, with support from our trusted partners and resellers. Our broad network ensures fast onboarding, smooth setup, and expert guidance every step of the way.