Travel

Turn browsers into bookers with flexible BNPL

Whether booked early or last minute – let customers pay later, make travel dreams happen, and boost conversions while you're at it.

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Made in Germany

Trusted by leading e-commerce brands

BaFin regulated

15+ years of experience in DACH payments

Reliable payouts

No upselling, cross-selling, or trading of customer data

Backed by Nexi Group

Partners include Adyen, PayPal, Consors Finanz & Unicredit

White label BNPL designed for the travel industry

Flexible travel payments with zero risk.

Ratepay’s BNPL solutions make travel more accessible, helping your customers book flexibly and securely while you grow with full control.

Convert with confidence
Increased conversions? Higher AOV? More repeat bookings? Our white label BNPL makes it happen. With reliable payouts, high acceptance rates, and full data ownership, you grow without compromise.
Secure high-value bookings without the risk
Ratepay shields your business from fraud and defaults, so you can focus on delivering exceptional experiences. With smart risk management and advanced OTP, you stay protected – no matter the booking size.
Accelerate growth with a strategic partner
Partner with experts who understand the travel industry. From tailored reviews and KPI monitoring to smart dispute resolution and flexible payout schedules. We help you scale with confidence.

Leading electronics brands grow with Ratepay

16%
Higher average order value
61%
More repeat bookings
54%
Higher conversion rates

Book now, pay later

Increase your revenue

Flexible BNPL payments boost average order values (AOV) and inspire repeat bookings.

Lower the barrier to book

Drive early conversions

Upsell with ease

Protect every transaction

Secure cash flow, no matter the booking

Enjoy predictable cash flow with instant, risk-free payouts on every booking.

Enjoy reliable payouts

Accept high-value bookings with confidence

Stay resilient in uncertain times

Come out on top

Stand out in travel with BNPL

BNPL helps travel platforms differentiate at checkout, improve rebooking rates, and attract new customer segments.

Use BNPL as your competitive edge

Boost rebookings

Stay relevant

Screenshot of our white label payment solutions in a checkout of an online shop.

Checkout Simulator

White label payments empower your brand

Our solutions are fully customizable – seamlessly integrated into your checkout to keep customers inside your brand experience, not ours.

Brand integrity instead of brand dilution
Branded checkout, confirmations, and buyer portal in your design
Friendly communication and customer service in your tone

Customize your checkout for free

Our solutions

Offer the payment methods that make travel dreams come true

Invoice & Direct Debit

Pay in 30 days
Used in up to 60% of checkouts
Smooth checkout with minimal steps

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Invoice+ & Direct Debit+

Switch to 0% installments post-purchase
No credit risk or regulatory burden
Increased conversion rate

Pay in 3

Split payments into 3 interest-free installments
Boost basket size by up to 16%
Seamless and secure experience

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Hosted Payment Page

Invoice & Direct Debit hosted by Ratepay
Customizable to match your brand's look & feel
No operational overhead or heavy integrations

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Partnerships

Start with our partners

Integrate Ratepay in no time, with support from our trusted partners and resellers. Our broad network ensures fast onboarding, smooth setup, and expert guidance every step of the way.