Fashion

Boost fashion sales and stay in control

Let shoppers try before they buy and watch basket sizes grow with Ratepay’s seamless white label payment solutions.

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Made in Germany

Trusted by leading e-commerce brands

BaFin regulated

15+ years of experience in DACH payments

Reliable payouts

No upselling, cross-selling, or trading of customer data

Backed by Nexi Group

Partners include Adyen, PayPal, Consors Finanz & Unicredit

Tailored for fashion. Trusted by shoppers. Designed for your brand.

White label Buy Now, Pay Later that actively drives your growth

Fashion shoppers expect more. Offer flexible BNPL payments to increase conversions, drive repeat purchases, and grow your brand.

Sell with confidence
Get fast, reliable payouts for every item sold. Our real-time risk engine minimizes fraud and maximizes acceptance rates, driving more completed checkouts and higher-value purchases.
Drive loyalty
Deliver a checkout that reflects your brand. Our seamless flow and branded communication increase satisfaction and encourage upselling. The result? Fewer abandoned carts and higher CLV.
Get a partner for growth
Partner with experts who understand fashion retail. Benefit from dedicated support, tailored reviews and smart dispute resolution. Plus: stay flexible with flexible dunning and payout schedules.

Leading fashion merchants grow with us

16%
Higher AOV
50%
Fewer cart abandonments
54%
Higher conversion rates

Boost sales

Try now, pay later

Let your customers try before they buy with flexible BNPL payments that increase trust, boost conversions, and reduce cart abandonment.

Meet your customers’ needs

Enjoy now, pay later

BNPL creates trust

BNPL is a win-win

Stay in the spotlight

White label that builds confidence

White label BNPL keeps your brand in control, builds trust at checkout, and protects customer privacy.

Minimal data, maximum trust

No third-party distractions

A direct path to checkout

Reach new customers

Your competitive edge in the fashion world

BNPL gives fashion retailers a competitive edge by offering flexible payment terms, strengthening cash flow, and meeting modern shopper expectations.

BNPL is essential

Flexible payment terms

No liquidity gap in your balance sheet

Screenshot of a online checkout with Ratpeay's white label invoice approach.

Checkout Simulator

White label payments empower your brand

Our solutions are fully customizable – seamlessly integrated into your checkout to keep customers inside your brand experience, not ours.

Brand integrity instead of brand dilution
Branded checkout, confirmations, and buyer portal in your design
Friendly communication and customer service in your tone

Customize your checkout for free

Our solutions

Offer the payment methods fashion shoppers expect and love

Invoice & Direct Debit

Pay in 30 days
Used in up to 60% of checkouts
Smooth checkout with minimal steps

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Invoice+ & Direct Debit+

Switch to 0% installments post-purchase
No credit risk or regulatory burden
Increased conversion rate

Hosted Payment Page

Invoice & Direct Debit hosted by Ratepay
Customizable to match your brand's look & feel
No operational overhead or heavy integrations

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Pay in 3

Split payments into 3 interest-free installments
Boost basket size by up to 16%
Seamless and secure experience

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Partnerships

Start with our partners

Integrate Ratepay in no time, with support from our trusted partners and resellers. Our broad network ensures fast onboarding, smooth setup, and expert guidance every step of the way.