Welcome to the leading white label payment
solutions provider

Represented across Europe

With about 300 creative people, we work every day on tailor-made solutions for major online retailers and marketplaces.

We are Ratepay.

Ratepay was founded in 2009, a Fintech company from day one, we arose from the heart of the payment scene to become Europe’s number 1 white label payment provider. Ratepay was once a wholly owned subsidiary of the Otto Group. Since 2017, we have been part of Advent International and Bain Capital as an independent payment brand within the Nexi network.


growth in net revenue vs. last 2020

60 %
women working in top management

The Management.

Sabrina Flunkert-Glinzer

Sabrina is Managing Director & Chief Financial Officer at Ratepay, where she leads operational, finance and compliance functions. With more than fifteen years of industry experience, she has held notable roles on the management as well as investment side. Prior to Ratepay, she was Managing Director & CFO of LUMAS | Whitewall, an EQT portfolio company, which she joined after serving as a Director for EQT Partners, a leading private equity fund. She started her career in M&A Investment Banking at UBS London.

Diana Okoye

Diana Okoye is Chief Product Officer at Ratepay and is responsible for driving the development of the product vision and strategy for further growth. As Product Lead at the international online marketplace eBay and the social network VZ Network, she has already gained many years of experience in the E-Commerce and Telecommunications environment.

Dr. Steven Lemm

Dr. Steven Lemm is Chief Risk and Data Officer at Ratepay, responsible for the entire risk management process as well as business intelligence and information security. With more than 15 years of experience in artificial intelligence and data science from the e-learning and e-commerce environment, he was most recently VP Data & Intelligence at the e-learning platform Babbel, Director Predictive Buying at the online retailer Zalando, and Chief Data Officer at the online shopping service Outfittery.

Denny Morawiak

Denny Morawiak is the Chief Commercial Officer at Ratepay and is responsible for the market division. With over 12 years of experience in e-commerce and the consulting industry, he most recently served as Director EU Merchandising Services for Wayfair and previously as Asscociate Partner for McKinsey & Company.

Nina Pütz

Nina Pütz is the CEO of Ratepay since September 2020. With more than 17 years of experience in e-commerce, Nina was most recently managing director of the online shopping club brands4friends and worked for 15 years in various management roles at the online marketplace eBay.

Friderike Schröder

Friderike Schröder is the Chief Human Resources Officer. She is responsible for the People & Organization division with focus on organization development, agile transformation and employer branding. She is a business graduate with over 10 years of experience in HR and Recruiting. Prior to her current role, she served as the HR Division Manager at the online consumer portal Verivox. In that role, she was instrumental in setting up the personnel area of the internet platform Rocket Internet.

Interesting facts about us


Get to know our most exciting projects. Find out how we put our heart and soul into helping our clients achieve new growth.



Are you a journalist or blogger interested in online payments? Then we’ll be happy to keep you up to date in our press section.



The fight for a livable society and against the exploitation and destruction of our planet is a real matter of the heart for us.


The Ratepay Code of Conduct

Ratepay Code of Conduct Download

Would you like to find out what values and principles we act according to and what standards we have for our business? Download our current Ratepay Code of Conduct and read more about what is important to us interpersonally and professionally.