Hello easy payment.
Welcome Conversion.
With smart White Label payment solutions from Ratepay.

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Open invoice, installments, direct debit and pre-payment. In your design. With Payment guarantee.

Fulfilling the shoppers’ needs: People in Germany, Austria and Switzerland prefer to pay by invoice, installment or direct debit. We give them what they want. Our white label payment solutions blend seamlessly into your checkout and ensure that the entire customer experience takes place in your own branded environment.


+ more trust
+ more conversion
+ more sales

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00 mil
people shop online in Germany
00 %
of them have already paid with Ratepay
00 %
pay per invoice, installment and direct debit

The Ratepay added value – what makes our products unique

All of our solutions are customized and, thanks to our white label approach, are designed in such a way that your customers never have to leave your website the entire time – before, during and after the purchase is made. In addition, we assume the full fraud and payment default risk for you, and support you across the entire value chain.

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  • White label

  • Customized products

  • AI-based risk analysis in real time

  • 100% payment guarantee

  • The entire value chain

  • Real B2B solutions

  • Cross-channel solutions

  • Comprehensive data protection

Merchant? Marketplace? PSP? We have the right package for everyone.

We are here for everyone who wants easy, secure and customized payment solutions. From contract arrangement to onboarding and live operation – we adapt completely to what you want. A selection of our customers and partners:

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A few examples that we are particularly proud of.

Our customers have high standards and expect trendsetting solutions on track with the latest developments. We love challenges and work daily on meeting these challenges with heartfelt dedication and expertise. Take a look at some of our most exciting projects.

Make payments fly? Sure thing.

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Seamless payment for everyone? Absolutely.

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Sounds exciting? Let’s get started:

Merchant? Marketplace? PSP? Simply fill out the form and we will contact you as quickly as possible.

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