Europe’s number one white label payment provider

The easiest way to generate new growth

Make people happy in your online shop or marketplace with our smart buy-now-pay-later solutions and increase sales along the way.

buy now pay later product

Interested in boosting your turnover? We offer you not just one but three different options that will increase your sales:

Rechnungskauf Icon

Payment by invoice

In the German-speaking countries, payment on invoice is the most popular way to pay for e-commerce transactions at the checkout of an online shop or marketplace.

More about payment by invoice
Ratenkauf Icon


Instalments are the perfect way to pay for expensive or unexpected but necessary purchases, and gives your business access to younger customer groups.

More about instalments
Lastschrift Icon

Direct debit

Payment by direct debit is a tried and trusted classic; many shoppers throughout the German-speaking countries feel particularly comfortable with this option.

More about direct debit

Your own customised checkout thanks to our white label option

Establish trust through payment solutions in the same design as your online shop

With a white label solution, your customers do not leave your brand world during the payment process. They are therefore neither redirected to a third-party website, nor is there a risk of an unfamiliar logo potentially having a negative impact on their decision to purchase. This homogeneity ensures one thing above all: A measurable increase in completed transactions.

–> More about our white label option

However, of course, the white label option is only one of the added values that make our customised payment solutions for online shops so special.

–> Learn more about this in the section about Ratepay’s added values

These figures say more than a thousand words:

00 %
More customer loyalty with white label payments
00 %
Higher shopping cart amounts for e-commerce stores
00 %
More conversion compared to branded solutions

What our customers say

Oliver Klapschus heizoel24

Oliver Klapschus
MD Heizöl24

“Ratepay offers precisely the tailor-made solutions that we need, and is also willing to go the extra mile with us with regard to development.”

florian spatz juwelo ratepay

Florian Spatz
MD Juwelo

“Regardless of the processes that are running the background: The customer purchases from Juwelo. White label is a fantastic option.”

Jaschinsky flyeralarm ratepay

André Jaschinsky
Manager of Treasury, FLYERALARM

“High level of service, pragmatism and solution-orientation. That is what we appreciate most. Your easy hands-on mentality never fails to impress.”

Sounds exciting? Let’s get started:

Merchant? Marketplace? PSP? Simply fill out the form and we will contact you as quickly as possible.

Please note: In case you are a shopper, please use the contact form here.

Umsatz 5