Your specialist for online instalment
payments and sales on account.

RatePAY Instalments
By offering RatePAY Instalments you can provide your customers to pay via instalment payments, instantly and online, without any Postident procedure and without any effort for you as a merchant. The best thing about it: RatePAY bears the full risk for you. // learn more
RatePAY Invoicing
Paying by invoice is by far the most popular payment method among German online shoppers. You can benefit from this fact by offering your customers RatePAY Invoicing. By choosing RatePAY, security is on your side as we bear the full risk and take over the complete processing for you. // learn more
1  Selling without any risk
  • Security guaranteed due to a 100% protection against default payments
  • Efficient risk-check of your customers in real time
  • Benefit from 60 years of experience and know-how in distance selling
2  Acquire new customers and increase your conversion rate
  • No Postident and no media discontinuity
  • Higher shopping basket values due to attractive payment methods for your customers
  • Fewer order process cancellations (no additional registration, no entry of sensitive account details)
3  Easy integration & perfect process optimization
  • Direct integration, via PSP, via shop software (Magento, xt:Commerce, OXID eSales or via ERP-System
  • Only one gateway necessary
  • RatePAY takes over risk-checks, credit control, debt collection
4  Increase your sales volume and decrease your costs
  • 100% payout
  • High liquidity due to pre-financing
  • Only successfully processed transactions are charged

Request an offer now
We only calculate individual and non-binding offers based on the individual data of each online shop.
Please send us your message by filling in our
contact form or call us at (+49) 30 / 339 88 56 - 0